Realtor Anil Aggarwal‎433 Columbia ave

How to Use a Seller Credit Strategically: Price Reduction vs. Interest Rate Buydown

When buying a home, many buyers focus only on negotiating the purchase price. However, in many transactions—especially in competitive markets—buyers may receive a seller credit at closing. How that credit is used can significantly impact long-term financial outcomes. Understandin

March 27, 2026 · 3 min read